Cat Insurance

Cat Insurance

Up to £10,000 of cover per policy year
Lifetime and 12 Month Cover
Pet Travel Insurance

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Areas We Cover

Why Choose Muddy Paws for Cat Insurance?

Comprehensive Coverage

We’ve got your cat covered, from accidents to illnesses, and everything in between. Our policies provide extensive coverage to ensure your cat receives the best medical care available.

Flexible Plans

We offer a range of customisable plans to fit your budget and your cat’s specific needs. Whether you have a playful kitten or a wise senior, Muddy Paws has a plan for you.

Quick Claims

We understand that when your cat is unwell, you want prompt reimbursement. Our streamlined claims process ensures you get your money back fast, so you can focus on your cat’s recovery, not paperwork.

Nationwide Network

Muddy Paws partners with a vast network of trusted veterinarians and specialists, ensuring your cat gets the best care no matter where you are.

Our Insurance Plans

Explore our range of insurance plans and choose the one that suits you best.


See What Our Customers Say


Feature
Time Limited Policy
Lifetime Policy: Lower

Lifetime Policy: Higher

Typical vet fee limits

Lower (e.g. ~£2k tier)

Lower-mid (£1k–£3k)

Higher tiers(up to £10k)

Vet Fee Cover

Fixed limit per condition

Annual limit per year (resets on renewal)

Higher annual limit per year (resets on renewal)

Condition duration

Max 12 months per condition

Cover ongoing if policy renewed

Cover ongoing if policy renewed

Chronic conditions

❌ Not covered long-term

✅ Covered long-term

✅ Covered long-term

Pre-existing conditions

❌ Not covered

❌ Not covered

❌ Not covered

Number of claims

Unlimited within limits agreed

Unlimited within annual limit

Unlimited within annual limit

Dental cover

Accident-only

Included (up to 3k)

Included (up to 10k)

Third party liability (cats)

✅ Included

✅ Included

✅ Included

Loss / theft cover

✅ Included

✅ Included

✅ Included

Emergency boarding

✅ Included

✅ Included

✅ Included

Travel cover

Limited

Up to ~3 months abroad

Up to ~3 months abroad

Your cat is more than just a pet; they’re a cherished member of your family. Give them the love and care they deserve by choosing Muddy Paws Cat Insurance. With us, you can have peace of mind knowing that you’re prepared for life’s unexpected twists and turns.

Get a free quote today and take the first step in securing your cat’s future health and happiness. Join the Muddy Paws family and ensure your loyal companion is covered, no matter what life throws their way.

Don’t wait until it’s too late. Give your cat the protection they deserve with Muddy Paws Cat Insurance.

Get a quote today →

Expert advice and useful guides

Explore our expert advice and helpful guides to better understand cat insurance and make confident decisions for your pet.

The Secret Language Of Your Pet’s Coat: What Their Fur Says About Their Health
The Benefits of Socialisation for Pets: How to Ensure a Well-Adjusted Animal
Creating a Pet Emergency Preparedness Kit

Which Breeds Do You Offer Cat Insurance for?

We provide cat insurance for cats of all breeds, from popular pedigree cats to mixed breeds and crossbreeds. If you spot your cat’s breed below, explore our breed-specific guides to learn more about their characteristics, common health considerations, and the cover available through Muddy Paws Cat Insurance.

Frequently Asked Questions (FAQs)

Cat insurance can help cover the cost of veterinary treatment if your cat becomes ill or is injured in an accident. Depending on the policy, cover will also include diagnostic tests, surgery, medication, hospitalisation and additional benefits such as lost pet cover, emergency boarding fees, or overseas travel. Cover varies between insurers, so it is important to check the policy wording for details.

Cat insurance can be worth it, as it can help protect you from unexpected veterinary costs, which can cost thousands of pounds. Treatments for illnesses, injuries, diagnostic investigations, and surgery can quickly become expensive. Insurance provides financial support when your cat needs treatment, helping owners focus on their pet’s care rather than the cost of veterinary bills.

A pre-existing condition is any illness, injury, symptom, or health issue that existed, was diagnosed, or showed signs before your insurance policy started. Most cat insurance providers do not cover pre-existing conditions, which is why many owners choose to insure their cats while they are young and healthy.

Many insurers offer cat insurance for older cats, although premiums may increase as cats age. For example, Muddy Paws insure cats up until their 8th birthday, but some policies may also have different excesses, limits, or exclusions for senior cats. Cover options vary, so it is important to compare policies carefully.

When comparing cat insurance policies, consider the level of veterinary fee cover, annual limits, excesses, exclusions, cover for ongoing conditions, and any additional benefits included. Choosing a policy that matches your cat’s needs and your budget can help provide long-term peace of mind.