More Than Just Cats
When it comes to your furry family member, you want the best care possible.
At Muddy Paws, we understand the special bond you share with your cat, and we’re here to ensure their well-being is protected in any situation.
That’s why we’ve designed comprehensive and affordable cat insurance plans tailored to meet the unique needs of your four-legged friend.

Areas We Cover
Accidents and Accidental Injuries
Muddy Paws Cat Insurance can help cover the cost of veterinary treatment if your cat is injured in an accident, helping to reduce unexpected vet bills following accidental harm.
Dental Treatment Resulting from an Accident
If your cat suffers dental damage as the result of an accident, Muddy Paws may help cover the cost of necessary veterinary treatment, subject to your policy terms and limits.
The Majority of Common Illnesses
Muddy Paws can provide cover for a wide range of illnesses and health conditions that develop after your policy begins. Pre-existing conditions or illnesses diagnosed before your insurance was purchased are not covered.
Lost or Stolen Pets
If your cat is lost or stolen, Muddy Paws may provide financial assistance towards advertising, rewards, or the purchase price of your pet if they are not recovered, subject to policy terms.
Breed-Specific Conditions
Certain hereditary and congenital conditions may be covered if symptoms develop after your policy starts. Conditions that were diagnosed, treated, or showed signs before cover was taken out are not covered.
Overseas Travel Cover
Eligible policies include overseas travel cover, helping to protect your cat while travelling to approved destinations. Cover limits, destinations, and travel periods are subject to the terms of your policy.
Why Choose Muddy Paws for Cat Insurance?
Comprehensive Coverage
We’ve got your cat covered, from accidents to illnesses, and everything in between. Our policies provide extensive coverage to ensure your cat receives the best medical care available.
Flexible Plans
We offer a range of customisable plans to fit your budget and your cat’s specific needs. Whether you have a playful kitten or a wise senior, Muddy Paws has a plan for you.
Quick Claims
We understand that when your cat is unwell, you want prompt reimbursement. Our streamlined claims process ensures you get your money back fast, so you can focus on your cat’s recovery, not paperwork.
Nationwide Network
Muddy Paws partners with a vast network of trusted veterinarians and specialists, ensuring your cat gets the best care no matter where you are.
Our Insurance Plans
Explore our range of insurance plans and choose the one that suits you best.
See What Our Customers Say
|
Feature
|
Time Limited Policy
|
Lifetime Policy: Lower
|
Lifetime Policy: Higher |
|---|---|---|---|
|
Typical vet fee limits |
Lower (e.g. ~£2k tier) |
Lower-mid (£1k–£3k) |
Higher tiers(up to £10k) |
|
Vet Fee Cover |
Fixed limit per condition |
Annual limit per year (resets on renewal) |
Higher annual limit per year (resets on renewal) |
|
Condition duration |
Max 12 months per condition |
Cover ongoing if policy renewed |
Cover ongoing if policy renewed |
|
Chronic conditions |
❌ Not covered long-term |
✅ Covered long-term |
✅ Covered long-term |
|
Pre-existing conditions |
❌ Not covered |
❌ Not covered |
❌ Not covered |
|
Number of claims |
Unlimited within limits agreed |
Unlimited within annual limit |
Unlimited within annual limit |
|
Dental cover |
Accident-only |
Included (up to 3k) |
Included (up to 10k) |
|
Third party liability (cats) |
✅ Included |
✅ Included |
✅ Included |
|
Loss / theft cover |
✅ Included |
✅ Included |
✅ Included |
|
Emergency boarding |
✅ Included |
✅ Included |
✅ Included |
|
Travel cover |
Limited |
Up to ~3 months abroad |
Up to ~3 months abroad |
Protect Your Furry Friend Today
Your cat is more than just a pet; they’re a cherished member of your family. Give them the love and care they deserve by choosing Muddy Paws Cat Insurance. With us, you can have peace of mind knowing that you’re prepared for life’s unexpected twists and turns.
Get a free quote today and take the first step in securing your cat’s future health and happiness. Join the Muddy Paws family and ensure your loyal companion is covered, no matter what life throws their way.
Don’t wait until it’s too late. Give your cat the protection they deserve with Muddy Paws Cat Insurance.

Expert advice and useful guides
Explore our expert advice and helpful guides to better understand cat insurance and make confident decisions for your pet.



Which Breeds Do You Offer Cat Insurance for?
We provide cat insurance for cats of all breeds, from popular pedigree cats to mixed breeds and crossbreeds. If you spot your cat’s breed below, explore our breed-specific guides to learn more about their characteristics, common health considerations, and the cover available through Muddy Paws Cat Insurance.
