Protect Your Kitten with Trusted, Affordable Kitten Insurance
Affordable kitten cover from as young as 5 weeks old.
From playful tumbles to unexpected illnesses, our kitten insurance is designed to cover the surprises that come with curious young pets. Affordable, flexible cover, tailored for kittens.
- Cover from £2000 up to £10,000
- Dental Cover included ( Excluding Time-limited plans)
What We Cover
Up to £10,000 in Vet Fees
Up to £750 Complementary treatment
Dental Treatment
Special Diet Cover
Cruciate Ligament Cover
CT & MRI Scan Cover
Why Does Your Kitten Need Insurance?
Welcoming a kitten into your home is exciting, but it can also come with unexpected vet bills. Kittens are naturally adventurous, which means accidents and illnesses are more common in their first year.
Common issues we help cover:
- Upset stomachs
- Injuries from high-energy play
- Early signs of chronic conditions


When am I most likely to claim on pet insurance?
You are most likely to claim on kitten insurance during their first six to twelve months of life, as this is a high-risk development phase driven by natural curiosity and a maturing immune system.
During this initial year, the majority of claims fall into two primary categories: accidental injuries and acute juvenile illnesses. Some of the most common injuries and illnesses we hear about, are:
- falls from high furniture
- soft-tissue strains
- injuries from stepping on sharp objects
- Swallowing household objects such a ribbon, house plants and more
Our Kitten insurance Cover options

- Vet fee limits of up to £3k
- Chronic conditions covered long-term
- Travel cover for up to 3 months abroad

- Vet fee limits of up to £10k
- Chronic conditions covered long-term
- Travel cover for up to 3 months abroad

- Vet fee limits of up to 2k
- Tailored to your needs
- Accident-only dental cover included

What Conditions Our Kitten Insurance Covers
Our policies are designed to give you peace of mind, right from the start.
Your cover can include
- Skin conditions
- Arthritis
- Cushing’s disease
- Limping
- Asthma
- Lymphoma
- Gastrointestinal issues
- Hyperthyroidism
- Ligament tears
- Skin conditions
- Diabetes
- Ear infections
- Seizures
- Kidney failure
- Skin growths
- Urinary tract infections
- Inflammatory bowel
Subject to policy terms. Read full policy details.
What Isn’t Covered
Most (if not all insurance providers) will not cover the following:
Pre-existing conditions
Illnesses, injuries or symptoms that appeared before the policy began. Some specialist policies may offer limited cover, so this varies by provider.
Routine and preventative care
Vaccinations, flea and worming treatments, health checks and other everyday care are usually not covered.
Spaying or neutering
These are generally treated as planned procedures rather than unexpected veterinary treatment.
Routine dental treatment
Cleaning and general dental maintenance are often excluded. Cover for dental accidents or illnesses depends on the plan and may require regular dental checks.
Pregnancy and breeding costs
pregnancy, giving birth and treatment connected with breeding are commonly excluded.

Trusted by Vets & Pet Experts
Our policies are developed with input from UK veterinary professionals to make sure they offer you relevant and comprehensive cover for younger pets as well as older pets.
- We can pay your vet directly
- We can liaise directly with your vets in the event of claims
- We are FCA regulated

“When our kitten Luna suddenly needed emergency treatment after swallowing something, our insurance saved us from a vet bill that would have cost thousands of pounds. I can’t recommend Muddy Paws enough!”
Emma, Brighton
See what your customers say
Understanding your cats breed
Looking for learn more about your kitten’s breed or just exploring options? Read our helpful breed guides below.
Join our growing community!
Here at Muddy Paws we are more than just an insurance company, we genuinely care for your pets. We want the best for them and for you! Follow us on Facebook & Instagram for regular competitions, giveaways, tips & the occasional cute puppy or kitten photo!







